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Claire M

College is not an easy feet to accomplish, both academically and, for many, financially. The large tuition prevents many from attending universities, as well as leading students to question whether the pros of the continued education will outweigh the cons. I strongly believe that they do. Studies show that a college degree leads to a significantly greater income than one would be able to earn without having gone to college. Higher levels of jobs are available and there's a better chance of one being able to achieve a job that they are happy with or have always wanted, rather than being limited due to not having gone to college. In the long run, money will not be lost because of tuition payments.

Not only does a college degree result in a higher paying job, but mentally it is also rewarding. The feeling of accomplishment from graduating college is one that lasts a lifetime. Students are rewarded for their years of hard work and know that they have succeeded in something difficult to accomplish. The intangible in this case is just as rewarding as the tangible, and if a college path is in any way possible for a student, it should be strived for. It will pay for itself and more in the end.

Benjamin Brant

With the rising cost of a higher level education, many are pondering the benefits of pursuing a college degree. Gillian White, in his article titled "Even With Debt, College Still Pays Off," argues for the long-term economic benefits of entering the workforce as a college graduate rather than only a high school graduate. I agree with White's claims and believe that despite its temporary economic burden, a college education is still beneficial.

The costs of enrollment and tuition at most universities or colleges are leaving many young adults in great debt. Student loans can be a heavy load, but research shows that the difference in salaries between a college graduate and a high school graduate is greater than average student debt. White even claims that years of work experience means nothing compared to the four years spent pursuing a degree. If college is meant to prepare youth for successful careers, it is still well worth the time and money.

However, as White claims, there are issues concerning informing families of the possibilities when it comes to choosing colleges and majors. White quotes Anthony P. Carnevale saying "'[i]t's really a matter of building an information system.'" Institutions need to strive towards advising families approaching college about the possible dangers of debt.

Although some may have it worse than others, for the average person, a college education is well worth the investment when it comes to getting high paying jobs later in life.

Naomi Peng

Recently, there has been a focus about the rise of unemployment of college graduates and a rise in college tuition. In White’s article “Even With Debt, College Still Pays Off”, she proves that college is still an excellent decision. I agree 100% with White's opinion. College provides a higher education which leads to a person less likely to be unemployed. College graduates usually get paid more than non college graduates.

While many people think college tuition is very expensive, that argument is not nearly as strong as the benefits of a college education. There are scholarships, financial aid, and in-school state tuition is much cheaper. In addition, by getting a higher education, the person has more knowledge and would be better paid than one without a college education. Data from the New York Fed shows that college graduates earn about 80 percent more than their less educated peers who either didn't attend or finish their undergrad in college. By getting paid more, a person can easily pay off any college debts they might have. It is also proven that college graduates have a better chance at finding a better quality job. College grads choose careers that have a greater impact on the community such as becoming a doctor which gets 138% higher earnings than a high school graduate. College not only increases a persons knowledge, but it significantly increases the chances of getting a job with higher pay.


I agree with Mr.Gillman that the value of a college education is high. It is proven that having a college education is beneficial in the long haul even though you might have a chance of being in debt. Students who graduate from college earn 83% more than those who do not and are less likely to be unemployed . Education is what takes you through the world . Students who major in arts,psychology ,or social work had an earning of more than 29% more than non-graduates ,but students who studied in areas that make a lot of money make 138% more than those who don't have a college education. Even though people argue about the cost of college in the long run it is economically beneficial and has a bright future ahead if you do obtain a college education.

Shaun Adams

With this argument, I agree with Gillian for the most part, but also do not at the same time. This day and age, a lot of people cant go to college because the tuition fees are extremely high. Yes, college allows you to go into a better occupation than not going to college, but to what means? To the means of paying off student loans your whole life? What about having to work your yourself to the extreme in school to get a scholarship to lessen the fees? The "college still pays off" statement I disagree with.

What's the point in going to college if you have to put yourself in massive debt from student loans? It's not guaranteed that you will get a really good job with a high pay that you can easily pay off your debt. You could still get a job that someone who hadn't gone to college has. If I was to spend a lot of money for a little bit of higher education than that is required of you to take, I'd want to make sure I would get a good job, but you cant do that in this economy anymore. Granted, with the counter to that it still "pays off" because you have the ability to acquire a job that someone who didn't go to college could not get, but that is only a possibility once again, not guaranteed. But, it us up to the individual to decide if they think college "pays off" and wants to go. Don't get me wrong, even though I don't always see it "paying off", I would go college for the higher education and the possibility of it paying off.

Joe De

I am not so sure that you need a college education to succeed. If I had young kids I would try to teach them this philosophy. College grads study to become engineers, doctors lawyers architects physiology and many other fields. For instance if you take up engineering you are competing with engineers from other countries such as India where an engineer makes $6000 a year. In this day and age with the internet and computers if you have a job to do you can hire a foreign firm to the the job and that leaves Americans out of jobs. There are many college graduates who settle in their chosen profession and become too comfortable and there is not a great push to earn more money. When I retired I found out that many people that did not go to college got a pension. My pension is I can keep on moonlighting for which if I don't carry an omission and errors insurance policy I can lose everything including my personal belongings. Further more I need to carry the insurance policy for six years after I do the last project and the premium is much greater then the last fee for my last job.
I know some people that went to work after HS who will get a pension equal to 85% of their last wages they earned. I know some people who did not got to college but went into a business and now are billionaires such as Mike Iliac the owner of little Ceasers Pizzeria, Detroit Tigers and Detroit Red wings.
The point I am making is a person who does not go to college may have a point to prove or he is hungrier than a college student. Her can also work for 4 years while going while his friend has to get a loan for 4 years of college. The guy that did not go to college has about a $100,000 to invest in a business while the guy that went to college may have $100,000 in debt or more plus interest to pay back his loan. There is also many college students working somewhere at minimum wage and if you think you can get better, tell me what businessman would hire someone for $40,000 plus when he knows that when you get an offer for a job in your field you will say goodbye and he loses the training he lost when he trained you.

So as I retired all I have is social Security to which I paid my whole life for and then there is politicians who are trying to take it away from me. Then there is also clients I moonlighted for that are holding up my fee saying that they haven't been paid yet by their customer and I say I was hired by you not your customer and you are responsible to pay my fee and it does not help. They also may not abide by their agreement and its my loss.

I would like to come back to this because as I write it I keep coming up with more ammunition.

Ashley C

The title of the article presents a positive picture and benefits about getting a college degree and why college is beneficial to a person. And in some ways I can relate to that but when you read the bloggers comments they do not all agree with that. The article and bloggers both share different opinions about college and if it is beneficial to everyone. Two of the bloggers, Angela Yatooma and Risham Sidhu are basically trying to say that college is not something that you absolutely need, people can still live on happy lives without college. It will just be a little harder for people without college degrees to find advanced and high paying jobs. They were trying to say that everyone learns things differently and believes in different things and they are allowed to choose which path that they would like to take. Although going to college will benefit you in the long run, also not going to college can also turn out really well for an individual.
I agree with Risham Sidhu and Angela Yatooma. Yes, college is important and yes it is easier for somebody with a college degree to get a more advanced and higher paying job, but college is not for everyone. People have different ways of studying and if they realize that college is not for them then they know that they will not be able to find high paying jobs and if they are okay with that then I think they should be left alone. Everybody has a different mindset and a different way to approach situations. Risham Sidhu is also right when he says that getting a job is not always about your knowledge but it is also about the people that you know, there are some people without college degrees who are able to get advanced and high paying jobs because of the people they know around them. So although college is important there is still a way to get through with your life and make money without a college degree. You do not need college but if you do go then it will benefit you.

Abby L.

This article contains good points as to why college is worth it but, with other points made it is still debatable. Blogger Marlisa Lopez argued, you can still have the same mental capacity as a college graduate does with only having a high school diploma. Lopez continued to say how she never wanted to further a college education because she maintained a good job through high school and was top of her class. Later on she did decide to go to college to get the experience and she loved it. She became fond of learning and furthering her education even though she didn’t have to. Her final say is that college isn’t for everyone and if you have a steady job and are in a good place then there’s no rush to continue school. Blogger Priya Pohani argued, that the college experience is necessary for all students. It has been proven economically that college is beneficial, despite the tuition costs. College graduates earn 83% more and are less likely to be unemployed than non-graduates, according to New York feed. Another argument is that depending on what degree you choose, you can make more. The article compares graphs that include recent high school graduates, college, and graduate school experiences and where they’re annual earnings are. Based on the graphs, the higher degree you have, the more you will make and the more you are successful.
I have mixed feelings towards the debate of whether college is worth it or not. As Lopez argued, she did not need a college education because she was at a good place with work and her education. She ended up going to college and loved it but she didn’t necessarily need it. I agree with her that not everyone is meant to go to college and needs to. However, I also agree with Pohani that there are great benefits to continuing a college education. There are statistics showing that essentially a higher education will lead to a stable position.

Cara M.

I agree with White in that college is a good investment and getting a better education does pay off. As Zoey Otto claimed, even if you only complete 4 years of college still having that undergraduate experience helps you gain more knowledge toward skills you will need in the real world. Even if you hate school you should still try furthering your education. If you leave after your first year, just having that little bit of a college education can expand your skills a great deal. On the other hand Otto did say that college might not really be the right move for some people. In the article White stated that those who graduate college with a bachelor’s degree are 83% more likely to find a job than their friends who only completed high school. As Priya Pohani emphasized choosing a college major is so important. A degree in a highly profitable major makes so much more money than a person with only a high school diploma. Pohani also argued that even though college is expensive and it might not seem worth it, in the end the benefits outweigh the negatives.

I have mixed feelings about what White, Otto, and Pohani said. Yes, college places a huge burden on you economically but in the long run it is beneficial. Going to college teaches you very valuable skills that you probably wouldn’t learn having stopped education at high school. However like Otto claimed, college really isn’t for everyone and some people just aren’t meant to go to college. I do agree with White and Pohani that college is essentially beneficial in the long run. Pohani reminded us of specific statistics as to why college is beneficial which makes me think that way more people should really consider a college education.

Keith M.

When it comes to the topic of "Is college the Best Option?", Most of us will readily agree that it is the best option. Growing up teachers—and perhaps even parents—have mentioned on multiple occasions that the key to having a highly successful, well paying job is to go to college and get a start on a carer. Where this agreement ends, however, is on the question of "Is it worth it?". Whereas some are convinced that it is indeed worth it because it will them a high-paying job, others maintain that it might not be worth the financial risk. Gillian White starts off her article on a positive note stating "In [current] economic terms, the answer [to the question of whether or not college is really worth it]is yes. However, she does seem to become a little less optimistic as she starts to conclude her article. she goes around to explaining that one should choose the right major that pays a good amount so that financial debts from student loans can get paid off. I believe there is an argument of whether or not Gillian truly is all for high school students to go on to college. My personal view on the situation is that college may truly be worth the costs and investments because it is all about what you make out of it. If one is looking for parties, sleep, and lazy days, then no maybe college is not worth it for you. on the other hand, if one is looking to make an actual investment in his or her personal education and wishes to make something out of it, then yes college is for you.

Although many bloggers did not follow through with the tradition of incorporating the "they say" with the "I say" I do agree with those that say college is financially worth it. Emilee LeMarie states in her blog: "Today's society is filled with competition. Colleges and graduate schools allow people to have a higher advantage than those who do not attend." I agree with LeMarie when she speaks on this. When an employer goes to look at two job applications and sees that one applicant has graduated from high school with a high GPA and excellent grades; and another applicant who has graduated from Stevenson University with a Masters Degree in Business Management, who will the employer pick? The really smart high school graduate or the Stevenson graduate? Sure they both could have something very unique to offer the employer, but the Stevenson graduate has invested more time into their education and could maybe offer more than high school graduate. In sum, college has a lot to offer anyone who is willing to invest the time in expanding their horizons. The question of whether or not if it is financially worth it or not really depends on the motivation and outcome you are looking for.

Doug Vaughan

College is a huge investment and has the possibility to pay off big if you land the job you want Zoey Otto says “I agree that college pays off for those who find secure jobs” it’s true that it cost a lot for school and if you can’t find a job then you’re stuck with a mountain of debt (depending if you graduate with debt) and you can’t find a that has those big pay checks to overcome the debt one has accumulated and overcome it, and worse you study for so long time to get this degree and if no job comes available to you then you wasted all your time and money.
With college you don’t pay for just a piece of paper after 4 years that states you have a bachelors in whatever major you are a part of you pay for the experience of going to college and you also pay for connections into the workforce blogger Samantha Hackett says that “college is still a very valuable and powerful tool for success in life” and even if you don’t find a job employers will still notice that college degree and perhaps that will lead to a job connection down the line.
In my personal opinion college is worth the money I agree with Hackett that college for the experience and the connections you gain through college is worth it, and that employers will notice the degree. But however I also agree with Otto in that if you don’t find a job then what is the point of going my brother had a degree in history and never found a job in it so that was a waste but he also found other jobs because he just went to college so I believe that going to college is worth it,

Evelyn Milam

I understand the points that Gillian is making throughout his article. However, that does not mean I agree with him one-hundred percent. There are plenty of jobs that pay well that do not require a college degree, but they tend to be more dangerous. College is not a thing everyone wishes to go to, and not everyone needs to go to it. If an individual does not have the means to pay for college tuition and does not believe they will have the means to pay it off in the future either, then why should they go? Not everyone believes a higher education is necessary for what they wish to do. I strongly believe if someone is happy not going to college, and can supports themselves and one day a family then go them.

Brandon Laughlin

White may have included the quote, "...college is still worth it. It's just that most people can't afford it." because in her article she is explaining that when graduated from college it's easier to find a job to make the money back spent on college. The hard work and money spent on college will be worth it in the long run. White included the quote in her article because she wants to prove her statement with a professor who did research on the topic. The quote contributes to her main argument because White expresses that most people that have graduated from college don't have as much trouble finding a job as a person with a high school diploma. The money spent on college will eventually be made back with having a good job.

Brandon Laughlin

According to Aia Amoguis, "Without college, the student may lack skills deemed necessary for a job with good salary.", I believe is true because college leaves you with many experiences. Experiences that will help you with everyday life and things that one may never have learned in high school.

Brandon Laughlin

According to Priya Pohani, "College graduates earn 83% more and are also less likely to be unemployed than non-graduates, according to the New York feed." I agree because would a business rather have a high school graduate or a more knowledgeable college student who has experience in the field working for the company? A person with a degree and more schooling will make more money. The college student will present more tips and strategies for the company that the high school student may never have learned.

Makaylah Keith

In White's article, she stated, "...college is still worth it. It's just that most people can't afford it." I think White included that quote in her article to highlight that college is beneficial but it may not be beneficial to some people if they cannot afford the cost of education. Others may have other important obligations to spend money on rather than investing money into a college education. White's main argument is that people who have attended college and received advanced degrees will earn 80% more than people who didn't attend college or didn't finish college. Also, college graduates are less likely to be unemployed than peers who didn't go to college. White's quote contributes to her argument because better jobs with higher wages and premiums will be beneficial later in life. Although college tuition is very expensive, college graduates will be able to pay off their debt over time and still be able to enjoy their high wages and premiums by having a high paying job.

According to LeMaire, "Most people who lack an advanced degree work unskilled jobs that most people can accomplish with little or no training. Colleges can train you on a specific skill, so you can apply that skill to the real world and better the society." I find LeMaire's quote interesting because people who lack college degrees work unskilled jobs that most people can apply for but college graduates are trained to work skillful jobs that most common people cannot acquire. Skillful jobs are unique because only people who have college degree(s) are qualified for the job.

Amoguis agrees when she writes, "College gives skills to the students that will allow for a good job with a good salary. Without college, the students may lack skills deemed necessary for a job with good salary." Also, companies and businesses will hire people with a college degree(s) over someone with a high school diploma because they know college students are more skillful and have aquired advance training for their work positions. People with high school diplomas lack skills and training; they will not be successful in jobs that are advanced and have high wages and premiums.

Tiffani Mills

With the quote that is being addressed (see question 3 above) I feel as if it was essential to incorporate that in order to add emphasis to her main point that economically college can be unappealing but the financial stability does pay off in the long run. Because of the article opening with "A bachelor's degree can help recent graduates earn 83 percent more than peers who only completed high school" the main idea is interpreted almost immediately and can continue to be reflected on through out the piece. In my opinion, I completely agree with White. She effectively states and supports her point that it is more than understandable to be financially intimidated by the costs of a higher education but the increase in annual income the education brings will pay back all that is borrowed in due time all the while being able to comfortably support oneself. However, I simultaneously agree with Sarah Stephan because for some individuals I can see why they may feel like it is still not all worth it. Today, we have trade schools and other forms of post high school education that are more budget friendly and can still increase income for households although it will not be as much of an increase compared to that of a college graduate. Ms. Angela Yatooma also comes with another valid point that contests Whites main idea and that is that school and college is not always necessary or the right fit for everyone. The typical classroom setting can grow old to some but when it comes to people who have a learning disorder or something that uncontrollably holds them back from pursuing higher education, paying so much money to go to college isn't something they think about. As society and technology continues to evolve it is true that a college degree, no matter how expensive it is, will benefit financially in the long term but there are also other ways of obtaining a higher education after high school without necessarily attending a two or four year college.

Stone Allen

I believe that college is a need in todays world. As the studies show that people with a better degree make more money and are very successful in life. If that's the case then everyone should get a chance and go to college. Yes it's very expensive and some people can't afford it but some people need to take out loans and try to get some college experience. Without any college the odds of getting a job right out of high school that makes a decent amount of money is very slim. It's going to be well worth it when you have a high paying job, nice house, nice car all because you went in the right path and went to college to get your degree. That being said, college will pay off in the long run and have you a job as soon as you're done instead of being unemployed.

Stone Allen

I have mixed feelings on what Zoey Otto, and Priya Pohani, Yes, school puts a tremendous weight on you but after the years of school it has it's advantages. Attending a university shows you extremely important abilities that you wouldn't learn from the teachers at your grade school. However like Otto said, school truly isn't for everybody and a few individuals simply aren't right for college. I do agree with White and Pohani that school is basically gainful over time. Pohani helped us to remember why school is valuable and it makes me feel that way more individuals should consider a school instruction.

Sidney Cooper

In her article "Even with Debt, College Still Pays Off" Gillian White explains why in economic terms, she believes college is a good investment in the end. She states "Though the cost of college is increasing,variety of evidence suggest that the earnings associated with a bachelors degree." In other words college grads have a better chance of being exposed to higher earnings during each level of there career compared to those who have only earned there high school diploma.White supports her statement with various amounts of data including how graduates between the ages 25-34 earnings are between 92-229 percent more than peers without college degrees.
After stating many positives about why college is still worth it, White includes Research done by Anthony P. Carnevale researcher professor at Georgetown. Carnevale feels "...college is worth it. It's just people cant afford it.He says this after he explains that while college is great, it can still has it's financial burden. Data showed that the average student loan debt for a public four year college was $25,600, and for the private four year college it was about $31,200. I believe White includes this research to include a partial counterargument with her idea that college is a completely positive investment. She includes it to show her sympathy with the possible burdens students are up against.This research still relates to he main argument because she feels that college is still worth it. I strongly agree with her. However there has to be multiple and better ways that can relieve stressful debt from the students. Students shouldn't have to bare the battle alone. The main reason they have debt is from attending the college. The college is to be held accountable to give guidance to these students as a way of planting the idea that this is still a good investment in the end. Colleges should help students get there money's worth, and show how the can go about there career with a plan. In the end this will help students make smarter choices and in their possibly lucrative career still feel like college was worth it.

Justin Gorton

Although I agree with Emilee up to a point, I cannot except her overall conclusion that college graduates have a higher advantage than those who do not attend. Although I disagree with some that Emilee says, I fully endorse her conclusion that "society is filled with competition." Though I concede that college will give you the best option at a job, I still insist that one will most definitely get the highest paid job with a college education. Emily provides evidence that with a high school diploma, most jobs go out the window. I disagree, we no longer live in the American Dream and because of this, even those with high quality college education still have a very difficult time finding jobs out of college.

Jill DiOrio

I agree with Gillian that college is still very much worth it. Although the decision to attend college is not for everyone. In reference to question number 3,I think that White included that quote to show that the reason most people do not go to college is because of the high cost. In White's view "Though the cost of college is increasing, a variety of empirical evidence suggests that the earnings associated with a bachelor's degree still trump the debt that students incur in most cases" (White). In other words Gillian White is saying that even though college has a high cost,once you graduate with a degree and find a stable job the pay you receive will be enough to pay off the debt you have from college. This contributes to her main argument by showing that going to college and getting a degree will help you find a more successful job that will give you financial stability for the future. Gillian herself writes, "Overall, recent college grads aged 22 to 26 have earnings that are 83percent higher than early-career workers who have only a high-school diploma.." (White). The essence in Gillian's argument is that college is well worth the money you pay for it. Having a college degree will get you very far in life and open up new opportunities in the future that people with just a high-school diploma may not have.

Adam Michalak

3. I feel that White wrote that quote because she believes in what she is saying. I feel that her quote supports her entire argument and the fact if you graduate college with almost any degrees you will be at a high standing point then some one who only has a high school diploma. Spending money to gain the expertise and experience that college provides is worth it. People argue that college is too expensive and not worth it at all. There is financial aid out there that can help you though college.

I would like to comment on Evelyn Milam post. I agree with you that there are high paying jobs out there that don’t require you to have a degree. I also agree that not every one wants to go to college because either they feel like they don’t need to or they can’t afford it or. But there are financial aid grants and scholarships out there for people to have.

would like to comment on Shino Someya post. I agree with all the statements that you said. College is an expensive path but it is a path that is worth taking. It it a stepping stone for the rest of your life. but you shouldn’t really worry about the price because financial aid grants and scholarships out there for people to have.

Sidney Cooper

I would like to comment on Adam Michalak. I do agree with him when he states that college is worth taking, and that it's a stepping stone for the rest of your life.I think as long as the college is helping and guiding the student with financial aid and stability as a whole in order to higher limits, then college is definitely the best way to go. Most times students need that support to feel secure about their choice.

- I would like to comment on Stone Allen. I definitely agree that everyone deserves the opportunity to attend college. Yes, everyone has an opportunity to more high paying jobs than those who don't attend. However I have to disagree when implies that the student can just get a loan,and that's how they can get through college. Some people aren't that fortunate to just go and sign off on a loan. There has to be better ways to attend the school of choice. As I stated colleges have to keep up the will to assist the student to get to that point. Whether that means ample financial aid or scholarships, they need some type of stability. The burden shouldn't completely be student's. I understand college is a business, but if colleges sincerely want students to attend their institution,they need to be willing to help out as well.

Dylan Schlange

I agree with Gillian White in saying that even with the increasing number of students finding themselves with student loans over their heads, a college degree is still worth it. However, "It's just that most people can't afford it" (White) which makes the situation difficult. With not being able to afford higher schooling you miss out on the opportunity of receiving a well paid job right out of college. On a recent study taken it is statistically proven that "recent college graduate has median earnings of about $37,000, which is about $1,000 more than an experienced worker aged 35 to 54 who only has a high-school education"(White). This really make you think because even after all of your students loans, you're immediate job after college will provide you with earnings of 1000 dollars more than an experienced worker. With that money you could begin paying of all of your loans and still be able to provide for yourself. Along with all of that, you will have great knowledge and skills that will benefit your everyday life. College will teach you crucial life skills and will provide you with a steady job right after college. With making more money right out of college than an 35-54 year old experienced worker, you will have the best start to success possible. In the long run and after mounds of students loans, I agree with White in saying that college is still worth it.

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