Paying the Price: All Things Considered Asks "Why Is College So Expensive?"

A college education is more expensive than ever. Is there anyone who doesn’t already know that? Not likely. But why? All Things Considered focuses on this problem and reasons for the increasing cost of higher education. Some of this information will likely be familiar to you, but we think there’s a thing or two to learn and think about here. This segment of All Things Considered, a daily news and current affairs program on National Public Radio, aired on October 19, 2011.

Read it here: All Things Considered, "Why is college so expensive?"

 

1. Abramson lists three principal reasons for the dramatic increase in the costs of attending a public university. What are they?
2. The graph that accompanies the article shows the percentage of inflation-adjusted cost increases for three types of schools (private non-profit four-year, public four-year, and public two-year) over three decades (1980–90, 1990–2000, and 2000–2010). Which category of school has seen the lowest increase in tuition and fees during the decade 2000–2010? Which category has seen the highest increase? How does the article explain why private school costs have not increased as dramatically as public school costs?
3. How does our participation in a global economy affect the cost of education in public colleges and universities?
4. How are you financing your education? Are you working? Taking out loans? Are you supported by family? Scholarships? Write an essay in which you discuss your personal situation and explain what, if any, obstacles you are facing in paying for your schooling. What changes would you like to see in the near future? In proposing the changes, provide practical suggestions and support your argument.

 

Comments

[Esther]

It's a scary thing going to college, I myself a junior in high school. What's even more scary are how high the price of college is. I want to go into the medical field. I am depending on the aid of scholarships, I however disagree with the statement saying that cutting government funding would help decrease tuition. I believe that its the scholarships that help encourage students to attend college. Seniors in high school complain about how much college is, if these aids are cut, this will only discourage kids for going to college. to have a huge financial burden on your back while trying to study only puts more stress on the students.
It is true... a student is not competing against a kid in their class, its the nation their competing against. Some kids are poor, closer to poverty, but have brilliant minds. How can money prevent that kid from getting into college?
Overall, I think that tuition should decrease which as a result could have a high increase in applications to colleges.

[Jocelynn Sullivan]

Abramson seems like he simplifies the college situation. While most of the points that he made are very true, it is much more difficult than he makes it out to be. The rising international competition, the loans from the government, and having to pay the faculty's health insurance are not the only reasons for these increases. I am a high school junior, that comes from a lower-middle class family. I am looking into a few very, very competitive colleges and the tuition of all four does not go beneath $41,000.
It is very true that we are in competition. I am quite aware of it within my school, now I am fighting a nation, and international students alike. I believe that the worth of money has inflated dramatically over that last 50 years and that is what we can attribute part of the rising costs. But these schools have been around hundreds of years and with more people receiving a high school diploma the demand is rising and that is the natural competitive nature to raise a price to a rising demand.

[Zhongda]

1.Schools are paying more for talent to get the better professors. As the universities couldn't get a large amount of finical aid as other industries, the students' share of paying for education goes up. People are less able to pay because of different reasons, such as unemployed, stagnant incomes and so on.

2.Public two-year has seen the lowest increase in tuition and fees during the decade 2000–2010. Public four-year has seen the highest increase. Because private schools don't rely on state subsidies, so the prices grow up more slowly than public school.

3.On the one hand we participate in the globe economy, on the other hand we still require high quality education. We want to get the best scientists and professors. So what we meet is a more acute competition with other universities. We compete with others about who could get better teachers’ resources. There are a lot of buyers want to get better professors, so the prices of these service are affected.

4.I don’t have a job and I don’t take loans. My parents are the sponsors. Meanwhile, I couldn’t get scholarships. Before I decide to go to the U.S, I have calculated the total fee I may spend in there. And my parents support me about finical aspect. After that, I just apply for the university. Maybe some extra fee will heaven my budget, just like the spending of tours. After I could adapt to the study path in here, I want to find a job on-campus just make money by myself. What all I need first to do is to adapt to the study pattern in here, make sense what professors said in courses and figure out all syllabuses. At the same time, I have asked friend who is working on-campus now.

[Alejandro Gutierrez]

1. Firstly, there is a much more global market which in turn creates a more competitive field which increases a number of factors that go into building a university. Second, Financial aid is less of a factor in paying for school as it used to be. Third, in the current state of the economy families have a tough time paying for college. And since federal loans don’t cut it anymore, these families have to turn to higher risk private loans.

2. Tuition and fees for public two-year have seen the least average increase with inflation factored in to date. The highest increase is Public Four-year, this is where the vocal majority are and why it is that we hear about these rising costs so often. Private schools on the other hand have seen a slower rise in prices. Although they are still a rising bit quicker than the rate of inflation, the student aid for these institution has kept up almost at an exact correlation in order to cancel the tuition costs.

3. The age that we have recently entered is very fascinating. We are now able to communicate across the globe in real time and conduct full business meetings with people on ever continent. This has caused an influx of globalization. This in turn dramatically increases competition. So the best professors and faculty members are not exclusively in the United States and a couple of prestigious schools in Europe. The globalization is in a sense a door that has opened a whole new market.

4. My education is being paid for by loans, some scholarships, and grants. I am not currently working, yet after I get in the groove of school I plan to get a part-time job. My current situation is definitely more difficult than most will have financially. Although this is an investment in my future that my siblings have done similarly and have found success. In the near future I hope to see lower costs for tuition, although that will unlikely become a reality. But there are other policies that may pass in the future that will make the repayment process a much smaller pill to swallow. For example limiting the amount of years that one will continue to repay. Also an income-based payment would be nice because different people will come into a different starting salary than others. I will be working in the summer in hopes to put a dent in my education bills.

[Dominique Williams]

1. The three principal reasons Abramson lists as the dramatic increase in the costs of attending a public university are colleges are competing for talent with other schools. The schools want the best faculty and staff on campus and they all want them to stay so they much compensate them the right amount or they will leave to the next highest bidder. The next reason is colleges aren’t becoming efficient as other companies and organizations are. They are paying for things that don’t need to be paid for and aren’t eliminating waste areas. The last reason Abramson claims is the reduced means for families. The economy isn’t the greatest right now and with a lot of people being unemployed, Americans aren’t able to pay for the loans that they are taking out.

2. Public two year schools have seen the lowest increase in tuition and fees and public four year schools. This article makes the claim that private schools haven’t seen much of an increase in tuition and fees because they have always been on their own and don’t rely on state and federal aid to fund their expenses.

3. When Americans work and pay taxes, some of those taxes go into education which is directly linked to the public colleges and universities. Americans go out and buy things on an everyday basis and pay taxes on goods which goes back to the government which is proportioned out to different departments and agencies with education being one.

4. As a current college student I am financing my education in a number of ways. I am working, taking out government loans and grants, scholarships, and a little bit of family support for living expenses and what not. A lot of times people only look at college as tuition and not the additional expenses that come along with that. Students have to eat, buy personal toiletries, and occasionally go out and have a good time with friends. To do those things they must have some extra funds to be allocated to those things. At this point in my college journey I am thinking about how I am going to start to pay back the loans that I have taken out already. With the economy not being the best that it could be, the job world is full of fierce competition. In the future I would like to see tuition costs go back down to a rate that is manageable for the working class. In order to do that our government officials will have to come together on once accord and find a plan to cut spending in places that need to be cut so other areas that need it can be adequately funded.

[Raoyin Chen]

4. I am supported by my family now and I don’t have a job currently. The decision of sending me to United States for college was made after deeply consideration, so as the tuition, which should be affordable for my family. I don’t count on the decrease of tuition; instead, I am paying more attention to the quality of education. What I expect to see in the near future is that people will think their investment on higher education deserved. What’s more, I am also hoping that most families can afford the tuition of colleges and most people can have the chance of entering colleges.

[Jason Stewart]

1. The three principal reasons for the increase in the cost of attending a Public University is that the states are cutting their budgets and giving less money to colleges, forcing a rise in tuition rates to make up for the difference. Public University’s also have to pay more for professors now a day, having to compete with universities and employers from around the globe. Universities also are not being as efficient compared to other major industries. Some conservative governors are aspiring to cut waste and make professors much more beneficial in hope of saving money.

2. The category of school that has seen the lowest increase in tuition and fees during the decade of 2000-2010 is public two-year schools. They sit at a low two and a half percent increase. That is more than half less than the highest increase held by public four-years schools with a staggering 5.5 increase.

Private nonprofit four-year schools only have shown an increase of three percent in the decade of 2000-2010. They have achieved this low increase compared to public schools by not relying on state subsidies (money from the state). Public schools rely heavily on state subsidies but when the states budget shrinks and public universities receive less money, their tuition rises.

3. Our participation in a global economy affects the cost of education in public universities by raising the level of competition for the best professors. Universities are not just fighting for professors in the United States but all over the world.

4. The way I am financing my education is through family support and working. I was fortunate enough to have parents that are able to pay for my tuition. I also obtained a full time job over the summer working construction to pay for books and miscellaneous items.

Changes I would like to see in the future would be to get rid of online classes in large public universities because its much more difficult to learn the material. Students don’t go to major university to sit in their dorm room and take classes; students could do that at home. It would be more beneficial for students to learn the material by asking questions face to face, not though email.

[Andrew (AJ) Tjaden]

1. In his blog, “Why Is College So Expensive”, Larry Abramson explains how three main factors contribute to the increase in tuition over the past few decades. The first is the competition for high talent. Universities pride themselves on having the best professors or world-renowned scientists to teach students, and these faculty members require large salaries. Another key factor in tuition growth is how much financial aid is given to each school. As the government pumps more aid into a school, the tuition goes up. Richard Vedder believes that a cap on grants and loans would put a maximum on how much tuition. Finally, reduced means income due to the economy plays a key role in why college seems so expensive. Today, families are going through rough times with unemployment and foreclosures on homes. There are programs to help such as the “Income-Base Repayment” plan, which limits education prices have soared, people still find the money and time to get a higher education.

2. After looking at these graphs, one can only stare at how much more individuals have to pay in today’s world to get a higher education. Two-year public schools such as community colleges have had the lowest increase in tuition between 2000 and 2010. While community colleges have the lowest, a four-year university has had the highest increase in tuition and fees between 2000 and 2012. Unlike a private university, public universities rely on state subsidies and financial aid. Private schools already have a higher tuition cost than a public school because the government does not give any if at all. Government funding on higher education has gone up in the past few years.

3. As consumers, every dollar that we spend contributes to how much tuition rates will rise. Our economy is such that we don’t know how much money we will have tomorrow or in the next month. Schools are holding back and giving more in scholarships to those that apply themselves to study harder. People are scraping barely enough together to make it into college and are taking out student loans just to be in class. The economy is terrible, but after going to a university, someone might find a way to cure a disease or even create a multi-million business.

4. I am blessed to say that my parents have prepared for my college education since the day I was born. They have saved a lot of money for me to be here at Iowa State and I know the expectations they for me. My parents told me to get a job as a way to start paying for college, and I have had at least one job since I turned 16. At one point I had three different jobs and also participated in high school activities and sports. This extra money will help me pay for accessories like spring break, or extra food, or other random things that college kids think that they need. They also decided that I would pay a certain percentage of my tuition every year, as a step forward in going out into the real world. One of my main goals is to repay them for all that they have done so far I hope to not let either one of them down and to do my best throughout my college career.

[Nick Cardamon]

College tuition is at an all time high, and the three principle reasons are competing for talent, financial aid, and reduced means. Schools have to compete in a global economy, and if they want the best professors, they have to spend more money. For financial aid, the more government aid goes up, the more tuition rises. Lastly, for some families income is stagnant, so they have to turn to federal student loans which are much more expensive private loans.
Public two-year schools have seen a decrease in tuition and fees, while public four-year schools have seen the highest increase in tuition and fees. The cost of public school has gone up a lot more than private schools because public schools rely on state budgets. States are paying a lot less than they used to, and when budgets shrink, the students’ share of paying for education goes up.
Our participation in a global economy affects the cost of education by competing with other universities and employers from around the world. We’re competing for the best scientists, engineers, and other professors.
Although I’m not working during the school year, I am financing my education with the money I’ve earned working at a grocery store throughout high school. Also, my parents had money saved up to put towards college, and I am taking out loans to pay the rest. One change I would like to see is less interest on student loans. So many people struggle while paying off their student loan debt after college and something needs to be done about it. Money for college should come from state and local sources instead of the federal government.

[Elysse Cantu]

The article “Why is College so Expensive,” by Larry Abramson frightened me in many ways. Abramson mentions, “Tuition at the University of California, Berkeley, was about $700 a year back in the 1970s. Today, U.C. Berkeley students have to fork over around $15,000 per year. That's a 2,000 percent increase.” This is shocking alone that the percentage can rise by 2,000 percent in only 42 years. With government aid continuing to rise, it is causing tuition to rise, which is causing the demand in college to decrease. Fewer students want to attend college because students realize how expensive it will cost them. With tuition costing so much it causes students to take out financial aid, which will put them in debt, and it is not worth it. About four decades ago when college was more affordable, parents were able to help their children pay for their education. With the college rates today, parents are encouraging their student to pull out a student loan to make college possible. Most families are turning to expensive private loans, which are risky because “they don't come with the important repayment plans, forgiveness programs and other borrower protections that federal student loans provide” (Asher). This article was very scary for me to read because I am a college student. Just seeing the percentage go up was frightening because that means tuition is continuing to rise. I am attending a community college and my parents have helped me tremendously. With all their help I am nowhere near being in debt yet. I am planning to transfer to a four-year university, where the tuition will be much higher than any community college. I know this will cause me to pull out student loans, and it is not a good feeling. I feel as going to a community college did help me save money because I am spending forty-six dollars a unit instead of two thousand dollars a unit.

[Elysse Cantu]

The article “Why is College so Expensive,” by Larry Abramson frightened me in many ways. Abramson mentions, “Tuition at the University of California, Berkeley, was about $700 a year back in the 1970s. Today, U.C. Berkeley students have to fork over around $15,000 per year. That's a 2,000 percent increase.” This is shocking alone that the percentage can rise by 2,000 percent in only 42 years. With government aid continuing to rise, it is causing tuition to rise, which is causing the demand in college to decrease. Fewer students want to attend college because students realize how expensive it will cost them. With tuition costing so much it causes students to take out financial aid, which will put them in debt, and it is not worth it. About four decades ago when college was more affordable, parents were able to help their children pay for their education. With the college rates today, parents are encouraging their student to pull out a student loan to make college possible. Most families are turning to expensive private loans, which are risky because “they don't come with the important repayment plans, forgiveness programs and other borrower protections that federal student loans provide” (Asher). This article was very scary for me to read because I am a college student. Just seeing the percentage go up was frightening because that means tuition is continuing to rise. I am attending a community college and my parents have helped me tremendously. With all their help I am nowhere near being in debt yet. I am planning to transfer to a four-year university, where the tuition will be much higher than any community college. I know this will cause me to pull out student loans, and it is not a good feeling. I feel as going to a community college did help me save money because I am spending forty-six dollars a unit instead of two thousand dollars a unit.

[Noah Bruck]

1. The three principles for the dramatic increase in the costs of attending a public university that Abramson brings up are competing for talent – schools are paying more for talent such as better professors and the higher cost of health insurance for them all, financial aid – the more government aid goes up, the more tuition rises and reduced means – more and more people are unable to pay so families have turned to student loans for answers.
2. Public two-year schools have seen the lowest increase in tuition and fees during the decade 2000–2010. Public four-year schools have seen the highest increase. Private school costs have not increased as dramatically as public school costs because the private schools don’t receive any governmental help, so unlike the public schools where they have more governmental help that makes their tuition rise, since they have no governmental help, their tuition does not rise as rapidly as public schools.
3. The ways that our participation in a global economy affect the cost of education in public colleges and universities are that when we purchase goods, there is a tax placed on them. This tax money is spilt different ways, but some of it goes into education.
4. My education is getting paid for by one scholarship and money out of my pocket that I worked for. The only time that I work is in the summer for a construction company. I do have a family that supports me greatly by giving me a place to sleep and food to eat. Some changes that I would like to see in the near future are to get rid of lecture classes because it is very difficult for students to pay attention for a long period of time with a teacher just talking the whole time. I think it’s better when students and teachers interact to help clear any questions someone might have.

[Marrissa Hackney]

Why Is College So Expensive?
The three reasons Abramson lists for the increase in college cost is competition for the best, financial aid lessening, and families having reduced means. I think Abramson has a good point. When my parents were looking at school the economy was dramatically better. Though there were some people struggling, the amount was much less. Also the government used to be a lot more helpful for its citizens where as now it seems we are willing to help out kids from other countries more than our own people.
I agree with Dominique Williams, that people are taking out these loans and not being able to pay them back. I believe these people have good intentions, its just so hard to find a job once you get that degree. It seems people don’t bother looking into whether they will be able to get a job in their field before they decide to sign up and start paying for the classes.
So many kids from my generation have come to this conclusion that they can do anything. They grow up being told they can be anyone they want to be and that their success is in their hands. However, it seems as if everyone has forgotten to tell these kids that it just isn’t that easy in the real world. Sometimes, just wanting to be something, doesn’t mean you will be good enough to do it. Not everyone can be president, only the best of the best can. This principle applies to any job, though obviously most have a lot more openings then the presidency.
In conclusion, college has truly become more of an obstacle for most people rather then a stepping stone. They get there, they get through, and then they are left with overwhelming debt that they can’t seem to pay for. Americas young people need to realize the days of being a “full time student” are gone. Get a job. Start saving. Be successful on your own merit. You don’t have to depend on mommy and daddy forever.

[Wenxin Zhen]

1. The first principal reason for the dramatic increase in the costs of attending a public university is talent competed. Universities need pay more for good professors, scientists and other things to compete with global university. The second reason is financial aid for universities is not as efficient as other industries. Students need to pay more. The last one is people are less able to pay now for several reasons , such as stagnant incomes, parents are unemployed and so on.

2. During the decade 2000-2010, public two-year school has seen the lowest increase in tuition and fees while public four-year has seen the highest increase. The explanation in article is “Private schools don’t rely on state subsidies, and their prices have gone up more slowly in recent years.”

3. Our participation in a global economy affects the competition of universities by raising the level of global education. We compete for better professors, better resources, not just our universities but all universities. So the cost of education in public colleges and universities are affected.

4. I am supported by my parents, I don’t have a job and I couldn’t get scholarships either. I plan to get a part-time job to pay for daily supplies. My family is able to pay my education currently. I hope to see lower costs for tuition and more people get college education in the future.

[Di An]

1. Competing for talent, financial aid, reduced means are three principal reasons for the dramatic increase in the costs of attending a public university. Firstly, the meaning of competing for talent is in order to stand out from the universities around the world, they must compete for the globe. They need to spend money on paying faculty’s welfare; expanding student’s service and purchasing advanced equipment. So as the cost rises the tuition fee is going to be higher. Secondly, the reason of financial aid means the aid from government has been cut, so universities have to increase tuition fee to maintain it running. Thirdly, reduced means reason explains that not only because the tuition fee is higher makes people feel unaffordable, but also because people have less money to pay for their tuition fee due to the economic depression.

2. Private university has lowest increase in tuition fees during the decade 2000-2010. Public university has the highest. Because private universities are not reply heavily on state aid. They have their own way, which is more consistent.

3. There are three aspects that our participation in global economy affects the cost of colleges. One is our demand for knowledgeable professors and facilities result in more intense competition between colleges within global environment. In order to attract more students, colleges have to employs more expensive professor and buy higher price equipment. Thus additional fee will be charged from students. Another aspects that we can influence college is we are paying tax and donating money to government, and then these money are finally goes into financial aid for education. More indirectly, as we consume around the world we are influencing the cost of education. Because if we spend money on products and then producers are richer. Consequently, they might donate money to colleges. So the tuition fee might be lower. However, if we spend less, it will works in an opposite way.

4. For now, my family supports most part of my tuition fee and living fee. Although I have scholarship, the college is still very expensive for me. As an international student, the financial aid is pretty limited and I am only allowed to work on campus where job opportunities are restricted. Almost ninety percent of scholarships and awards are for native residences. Despite my family said they prepared some money for me to go through five-year colleges study, I still want to get a job or earn more scholarship to help them reducing the pressure. As an international student, there are two reasons for expensive life in America. Firstly, our tuition fee is almost three times more expensive than native people. Although we are not supposed to study in here but it’s also not fair that we pay so much money. All we want is exploring our experience and learning more knowledge, but tuition fee makes our experience kind of bitter. Secondly, due to the exchange rate, the money becomes a serious huge problem for us. The financial pressure of my family is six times more than native students. Every single time I spend every dollar I need think what is it going to be after I multiply by 6 times. I expect in the future colleges will provide more compressed study, which could allow me spend less time and money on it. Additionally, be nicer to international student on tuition fee because their parents also use their hands and their lives to earn money and even more laborious.

[Yuxuan Xiao]

1. In Abramson’s blog “Why Is College So Expensive”, he listed three main reasons which lead to the dramatic increase in the tuition. First, schools are competing in a global economy. The more good professors are employed, the more salary must be paid. “Schools are paying more for talent.” Second, schools are not getting more efficient the way other industries are. The more financial aid goes up, the more tuition rises. And Richard’s view is that limits on grants and loan would limit the tuition. Finally, the bad situation of economy makes more family be tough to pay the tuition. Reduced means let tuition more expensive.

2. According to these graphs, Two-year public schools have had the lowest increase in tuition between 2000 and 2010.Four-year public universities have had the highest increase in tuition between 2000 and 2012. In contrast with private schools, public universities rely on state subsidies and financial aid. States are paying less than that they used to. Private schools have a higher tuition than a public school because the government does not give any financial aid

3. The economy is related to our consumers. The more we consume, the economy will be better. For example we need to pay tax when we go shopping. The parts of tax will be used to support education. And the tuition will be affected by our consuming.

4. I am supported by my parents. I worked for ISU Dining for two months last semester. The money I earned was used for my daily expenses instead of paying for tuition. I did apply for scholarship, if I got some scholarship, I do not think that it will be enough to cover my tuition. But I will keep work hard to earn the scholarship. In my opinion, the tuition for international student is expensive. I do hope that it will not increase too much in the future, which will let more international students get better education.

[Yang Bai]

1. The three principal reasons Abramson lists as the dramatic increase in the costs of attending a public university are colleges are competing for talent with other schools. The schools want the best faculty and staff on campus and they all want them to stay so they much compensate them the right amount or they will leave to the next highest bidder. The next reason is colleges aren’t becoming efficient as other companies and organizations are. They are paying for things that don’t need to be paid for and aren’t eliminating waste areas. The last reason Abramson claims is the reduced means for families. The economy isn’t the greatest right now and with a lot of people being unemployed, Americans aren’t able to pay for the loans that they are taking out.
2. Public two year schools have seen the lowest increase in tuition and fees and public four year schools. This article makes the claim that private schools haven’t seen much of an increase in tuition and fees because they have always been on their own and don’t rely on state and federal aid to fund their expenses.
3. When Americans work and pay taxes, some of those taxes go into education which is directly linked to the public colleges and universities. Americans go out and buy things on an everyday basis and pay taxes on goods which goes back to the government which is proportioned out to different departments and agencies with education being one.
4. As a current college student I am financing my education in a number of ways. I am working, taking out government loans and grants, scholarships, and a little bit of family support for living expenses and what not. A lot of times people only look at college as tuition and not the additional expenses that come along with that. Students have to eat, buy personal toiletries, and occasionally go out and have a good time with friends. To do those things they must have some extra funds to be allocated to those things. At this point in my college journey I am thinking about how I am going to start to pay back the loans that I have taken out already. With the economy not being the best that it could be, the job world is full of fierce competition. In the future I would like to see tuition costs go back down to a rate that is manageable for the working class. In order to do that our government officials will have to come together on once accord and find a plan to cut spending in places that need to be cut so other areas that need it can be adequately funded.

[Alyssa]

I agree that college is a very big step in one’s life and can be a scary reality for students. I was excited to finally graduate high school but also nervous and worried for college and the years ahead. Throughout high school I was informed that the price for colleges was increasing and are quite expensive now. Not only are universities outrageously expensive but they are also very competitive because of the budget cuts. Applicants nowadays have to wow administrators and go above and beyond what was required of applicants in the previous decades. Students are not only competing against other students in their school but the whole nation as well. Both of these issues make it very difficult for eager students to get an education. Because of how expensive these universities are getting, more students are applying for financial aid. Unfortunately, for those who aren’t eligible for that help, they are forced to take out student loans, which can be risky. When payments are late, those students can become in debt and potentially ruin their future. I for one want to continue on into the medical field which will require many years of schooling at a university and then onto a medical school. This career choice is a great one but a pricey one as well. With the tuition in schools increasing as years go by, more and more students will not be given the opportunity to be all they can be. The price of schooling is going to keep students from achieving their dreams and creating a career for themselves in the future. I believe that it is not fair to deprive young adults from the choice of achieving a higher education.

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